Frequently Asked Questions

Securing a loan has its share of complexities. So, it is not surprising that you will have a number of questions. Here are some of the more frequently asked questions about mortgage financing and some straightforward answers from Desert Creek Mortgage, LLC.

While we make no attempt to present a comprehensive Q & A, we think you will find what we have listed to be a good start. For answers to questions about your specific circumstances, we invite you to give us a call at (602) 290-0686.

We'll do our best to help you.

  • How long has Desert Creek Mortgage been in business?

    Desert Creek Mortgage has been in business since November 2004. The company was founded by William A. McKellips and Daniel J. Fann who have a combined total of 20 years experience in the mortgage financing business.

  • My credit has some blemishes. Can Desert Creek Mortgage help me?

    Desert Creek Mortgage, LLC has access to a variety of financing programs that are available for people with less than perfect credit. While many factors contribute to your credit worthiness. Your credit score is an important determinant. It will help us identify which programs are right for you.

  • How do I determine what my home is worth?

    While the most accurate method to determine the value of your home is with the services of a professional appraiser.

  • Is Desert Creek Mortgage tied to any specific lender?

    Not at all! We work with a variety of lenders. We make sure that your financing needs are correctly addressed and then seek the best lender program that is right for you.

  • What makes Desert Creek Mortgage different from other mortgage finance companies?

    Desert Creek Mortgage is quite unique in that it treats all of its customers with dignity and respect based on a foundation of honesty and integrity. You'll never hear us quote an interest rate or suggest a loan program without first understanding your specific circumstances and financial objectives. 100% of our business is generated from referrals. We do not advertise. The true testament of our services cannot be better illustrated than by the kind words and enthusiasm of our customers as they recommend us to their family and friends.

 

We offer a number of mortgage loan options to meet almost any financing circumstances. Choose from the following list to learn more about these options.

Loan Programs

Learn more about why Desert Creek Mortgage, LLC is your best choice for obtaining a mortgage tailored to your specific needs.

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